109 Carmelina StreetRuskin, FL 33570Price: $695,000

  • Price: $695,000
  • Est. Mortgage of $/month
  • 422 Days on Market
$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $695,000List Price
  • 3Bedrooms
  • 2Full Bath
  • 1,655Square Feet
Under contract-accepting backup offers. Idyllic 3 bed, 2 bath, WATERFRONT home with a NEW ROOF (September 2024), FRESH interior & exterior paint, NO HOA/CDD, completely renovated, and move-in ready! Homeport your sailboat, catamaran, cruiser, or trawler on the 45-ft face DOCK in deep water on the main channel of the Little Manatee River less then one mile from the open water of Tampa Bay, and on out to the Gulf. In addition to the face dock, there is a 35-ft slip plus a 6k/12k BOAT LIFT, and a covered BOAT HOUSE WITH LIFT. Electric and water at all berths! Enjoy tranquil privacy, as the 95 feet of riverfront faces the preserve. The interior of this beautifully updated coastal cottage features NEW ITALIAN PORCELAIN TILE and PLANTATION SHUTTERS throughout! There are river views from all rooms and a functional WOOD-BURNING FIREPLACE. The kitchen has CUSTOM HICKORY CABINETRY, GRANITE COUNTERTOPS, STAINLESS STEEL appliances, and BREAKFAST BAR with pendant lights. The spacious primary bedroom has NEW CARPET, a NEW ceiling fan, an EN-SUITE BATHROOM, and opens through FRENCH DOORS to the river. Hear and see porpoises and manatees frolicking and feeding in the water as you entertain guests year-round on the expansive 500+ sqft COVERED & SCREENED LANAI - an exceptional extension of living and dining space. Beside the boathouse is plenty of other storage in the large shed and two smaller side sheds. The property is FULLY FENCED and located at the end of a CUL-DE-SAC. It has an ARTESIAN WELL for irrigation, yard, and dock use to help substantially reduce the county water bill. There is plenty of room on this large lot to add a pool and an additional 3-car garage. Additional features include: PAVER DRIVEWAY, covered front entry, attached 1-car garage, backyard pergola, OUTDOOR SHOWER, interior laundry room with built-in cabinetry & shelving, CHAIR RAIL & WAINSCOTING, updated bathrooms, and a WALK-IN CLOSET in the back bedroom off the Family Room. This remarkable home is a boater's dream come true, and the location is truly one-of-kind. Don't miss your chance to live the Florida waterfront lifestyle!

Property Details of 109 Carmelina Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Cathy Griggs of KELLER WILLIAMS SOUTH SHORE (813-641-8300)

Listings courtesy of StellarMLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of May 26, 2026 1:38 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. IDX information is provided exclusively for consumers’ personal noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement.

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