22 N 4th StreetFernandina Beach, FL 32034Price: $1,649,000

  • Price: $1,649,000
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Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $1,649,000List Price
  • 3,745Square Feet
Seize a rare investment opportunity in the heart of downtown Fernandina Beach with this meticulously renovated 1883 historic building, ideally positioned in the prestigious Fernandina Beach Historic District. Zoned C-3, this versatile 3,745 sq ft property offers exceptional flexibility for commercial, mixed-use, or live-work configurations-perfect for retail, professional offices, boutique hospitality, or upscale residential. A comprehensive renovation revitalized every detail, infusing modern functionality into its timeless architecture, while the addition of an elevator ensures seamless accessibility and broad appeal across multiple levels, enhancing tenant convenience and future value. This captivating fusion of historic grandeur and 21st-century upgrades stands as a testament to Amelia Island's rich heritage, just steps from the vibrant energy of Centre Street's charming shops, acclaimed restaurants, galleries, and stunning Amelia River sunsets. In one of Florida's most sought-after downtown markets, where historic commercial properties command premium demand and strong appreciation, 22 N. 4th Street delivers outstanding location-driven ROI potential. Don't miss this turnkey masterpiece blending vintage sophistication, contemporary luxury, and unmatched commercial versatility. Schedule your private tour today and secure your stake in Fernandina Beach's thriving historic core!

Property Details of 22 N 4th Street

Property Details

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Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Hugh Williams of BERKSHIRE HATHAWAY HomeServices HWREI

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 26, 2026 12:03 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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