511 Ash StreetFernandina Beach, FL 32034Price: $2,950,000

  • Price: $2,950,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $2,950,000List Price
  • 4Bedrooms
  • 5Full Bath
  • 3,563Square Feet
511 ASH STREET | DOWNTOWN FERNANDINA BEACH - A rare double-lot (2) home package in the heart of Fernandina Beach with main-level primary living and Southern Living-style porches, offering scale and flexibility that are nearly impossible to find downtown. Set on the historic News-Leader homesite, this 12,500 sq ft property delivers space that stands apart. The main home, built in 2021, spans over 3,000 sq ft with 3 bedrooms, 4.5 baths, and a bonus flex room, featuring engineered oak floors, 1x10 wood walls, coffered ceilings, Andersen insulated windows, a seamless metal roof, and 3-zone HVAC. The kitchen is equipped with Sub-Zero and Wolf appliances, dual Bosch dishwashers, and a large butler's pantry. Two Isokern fireplaces add character throughout. The main-level primary suite includes a private sitting room, its own porch, large walk-in closets, a spacious bath, and an outdoor private shower. Upstairs offers two ensuite bedrooms, a gallery space, an additional flex area, and a full bath. Expansive porches with gas lanterns and composite tongue-and-groove decking create inviting outdoor living spaces. A detached cottage, completed in 2023, includes 1 bedroom, 1 bath, cathedral ceilings, full kitchen, laundry, Isokern fireplace, private porch with retractable awning, and a dedicated paver parking area. Room for a pool with the cottage ideal as a future pool house. Oversized two-car garage with walk-up storage completes the property, just moments from downtown shops, dining, and the waterfront.

Property Details of 511 Ash Street

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Jenny Schaffer of SUMMER HOUSE REALTY

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 26, 2026 7:33 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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