92954 Cheltenham LaneFernandina Beach, FL 32034Price: $685,000

  • Price: $685,000
  • Est. Mortgage of $/month
$
$
%
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $685,000List Price
  • 5Bedrooms
  • 4Full Bath
  • 3,207Square Feet
This beautifully designed home offers refined coastal living in the highly sought-after Kingsley Creek community of Fernandina Beach, just a few stoplights away from the beaches of Amelia Island. 5 bedrooms, 4 full baths + a dedicated office and bonus room. LOW HOA. NO CDD. Natural gas. Resort-style amenities. The home home showcases a bright, open-concept layout with neutral tones and abundant natural light. The gourmet kitchen anchors the main living space with gas cooking, quartz countertops, stainless steel appliances, and classic subway tile, flowing seamlessly into the dining area and breakfast bar-ideal for everyday living and entertaining. The thoughtfully designed floor plan includes a main-level guest suite and private office with French doors, while the owner's suite, additional bedrooms, laundry room, and a spacious bonus room located conveniently upstairs. Every bedroom offers generous closets, providing exceptional storage and flexibility. The owner's suite overlooks a large backyard with views of preserved natural land and features a spa-inspired bath with a frameless glass shower and deep soaking tub. Outdoor living shines with a screened lanai featuring upgraded no-see-um screening. Additional highlights include a 2+ car garage with a dedicated golf cart bay and tasteful landscaping. Kingsley Creek residents enjoy a resort-style pool, all conveniently located near historic downtown Fernandina Beach, fine dining, shopping, outdoor recreation, top-rated healthcare, and Jacksonville International Airport. Coastal convenience, thoughtful design, top-tier schools, and exceptional value-this home truly checks all the boxes.

Property Details of 92954 Cheltenham Lane

Property Details

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.51% last updated on May 21, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by Colleen Gerke of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

 "Based on information submitted to Amelia Island - Nassau County Association of Realtors as of May 26, 2026 5:03 PM EDT. All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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